Job Description

About OnePay

OnePay is a consumer financial services app with an exceedingly simple mission: to help people achieve financial progress.

Tens of millions of Americans today are unbanked or underbanked, meaning they don’t have enough money in savings to cover a minor emergency. They pay too much in fees, don’t have access to credit at affordable rates, and have little ability to grow their wealth. OnePay’s vision is to create a single app for consumers to save, spend, borrow, and grow their money, bringing our mission to life with simple and accessible banking, credit, and payments products that deliver a best-in-class experience to millions of customers. Our products include:

• Checking and high-yield savings accounts

• Domestic and international peer-to-peer payments

• Credit Builder and credit score monitoring

• Digital wallet / contactless payment solutions

• Buy-now-pay-later installment loans at Walmart

Why do we have a right to win? We have the backing of Walmart (a Fortune 1) and Ribbit Capital (a preeminent fintech investor), are deeply embedded with the distribution of the world’s largest omnichannel retailer, and have an industry-leading multi-product value proposition — all in addition to having some of the best people and talent in the industry.

There’s never been a better time to build a category-defining business and there has rarely been a team better positioned for the opportunity. Join us!

Position Overview:

We are seeking a technically strong and detail-oriented Revenue Accountant to join our dynamic accounting team. The ideal candidate will have a solid foundation in U.S. GAAP, fintech industry experience, and a deep understanding of data reconciliation. In this role, you will collaborate closely with cross functional teams to ensure accurate revenue recognition, support financial reporting, and contribute to the development of scalable accounting processes.

Key Responsibilities:

• Revenue Recognition: Ensure accurate revenue recognition in compliance with relevant accounting standards. Analyze revenue performance, monitor product-related activity, and ensure accurate classification and recognition.

• Accounting Operations & Close: Prepare journal entries, account reconciliations, and supporting documentation. Drive the timely and accurate close of revenue-related accounts. 

• Data Reconciliation: Perform data reconciliations between financial systems, payment processors, and other relevant platforms to ensure accuracy and completeness of revenue data.

• Collaboration Cross Functionally: Work closely with Product, Financial Operations, Treasury, and Data Analytic teams to design and implement scalable accounting processes. Work closely with Business Finance to support downstream reporting needs..

• Financial Reporting: Assist in the preparation of monthly, quarterly, and annual financial reporting through month end close, reconciliations and flux meetings. Ensure that revenue-related financial data is accurately reported.

• Process Improvement: Identify opportunities to streamline and automate accounting processes. Implement best practices to improve efficiency and accuracy in revenue accounting.

• Data Analysis: Utilize data platform tools to extract, analyze, and reconcile data from various sources. Perform ad hoc analyses to support data reconciliation and financial reporting.

• Audit Support & Compliance: Prepare documentation and provide support for internal and external audits, ensuring compliance with relevant standards and regulations.

Qualifications:

• Education: Bachelor's degree in Accounting, Finance, or a related field. CPA or equivalent certification preferred.

• Experience: 2+ years experience in Big 4 public accounting firm or similar. 4-8 years of experience in accounting.

• Technical Skills: Deep understanding of U.S. GAAP, particularly ASC 606 and its application to technology and financial products. Strong Excel skills, proficiency in ERP systems (e.g., NetSuite) and financial close tools (e.g. Numeric). 

• Industry Knowledge: Understanding of fintech products and services, payment processing, payment flows and the regulatory environment.

• Problem-Solving: Strong analytical thinking and the ability to assess accounting implications of complex or evolving business activities.

• Collaboration: Ability to clearly articulate technical accounting concepts to non-accounting stakeholders and collaborate effectively across teams.

Pay Transparency

The estimated annual base salary for this position ranges from $110,000 to $125,000 . Pay is generally based upon the level, complexity, responsibility, and job duties / requirements of the specific position. We then source candidates with the requisite skills, expertise, education, training, and experience.  If you are selected for an interview, please feel welcome to speak to a Talent Partner about our compensation philosophy and other available benefits.

We use Covey as part of our hiring process for jobs in NYC and certain features may qualify it as an AEDT. As part of the evaluation process we provide Covey with job requirements and candidate submitted applications. We began using Covey Scout for Inbound on May 31, 2024.

Please see the independent bias audit report covering our use of Covey here .

Standard Interview Process

• Initial Interview with Talent Partner

• Technical or Hiring Manager Interview

• Team Interview

• Executive Interview

• Offer!

Equal Employment Opportunity

To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.

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